Concordo. Ma cio' non esclude che azionisti , perpetualisti , obbligazionisti junior e persino senior non possano essere spazzati via o subire consistenti perdite attraverso una "ristrutturazione del debito"Riflessione personale:CS se necessario sarà salvato dallo stato. Se lo lasciassero saltare, tenendo anche presente la neutralità centenaria saltata, sarebbe un disastro per l'industria bancaria ch. Gli svizzeri non possono permetterselo. La fiducia è il collante del loro sistema bancario.
Chi si rivede…Concordo. Ma cio' non esclude che azionisti , perpetualisti , obbligazionisti junior e persino senior non possano essere spazzati via o subire consistenti perdite attraverso una "ristrutturazione del debito"
oddio per capire se ha ragione o torto servirebbe qualche dettaglio in piu' nevvero...La profezia di Kiyosaki: “Credit Suisse fallirà”. Nel 2008 la previsione su Lehman Brothers
Effetto domino sul mondo bancario? A profetizzarlo è Robert Kiyosaki, investitore e autore di ‘Rich Dad, Poor Dad’, il libro che an...www.iltempo.it
Perchè non dai tu un’occhiata ai bilanci…?oddio per capire se ha ragione o torto servirebbe qualche dettaglio in piu' nevvero...
ma sono frasi di rito ,mica le scrive solo Csthey told you before
estratto dal loro ultimo Annual Report , pag.40
Liquidity risk
Liquidity, or ready access to funds, is essential to all our businesses.
We seek to maintain available liquidity to meet our obligations
in a stressed liquidity environment.
>>Refer to “Liquidity and funding management” in III – Treasury, Risk, Balance
sheet and Off-balance sheet for information on our liquidity management.
Our liquidity could be impaired if we were unable to
access the capital markets, sell our assets or if our
liquidity costs increase
Our ability to borrow on a secured or unsecured basis and the cost
of doing so can be affected by increases in interest rates or credit
spreads, the availability of credit, regulatory requirements relating to
liquidity, or the market perceptions of risk relating to us, certain of our
counterparties or the banking sector as a whole, including our perceived
or actual creditworthiness. An inability to obtain financing in the
unsecured long-term or short-term debt capital markets, or to access
the secured lending markets, could have a substantial adverse effect
on our liquidity. In challenging credit markets, our funding costs may
increase or we may be unable to raise funds to support or expand our
businesses, adversely affecting our results of operations.
>>Refer to “Regulatory framework” and “Regulatory developments” in III – Treasury,
Risk, Balance sheet and Off-balance sheet – Liquidity and funding management
for further information.
If we are unable to raise needed funds in the capital markets
(including through offerings of equity, regulatory capital securities
and other debt), we may need to liquidate unencumbered assets
to meet our liabilities. In a time of reduced liquidity, we may be
unable to sell some of our assets, or we may need to sell assets
at depressed prices, which in either case could adversely affect
our results of operations and financial condition.
Our businesses rely significantly on our deposit base for
funding
Our businesses benefit from short-term funding sources, including
primarily demand deposits, inter-bank loans, time deposits
and cash bonds. Although deposits have been, over time, a stable
source of funding, this may not continue, and we may experience,
as we did in the fourth quarter of 2022, deposit outflows at
levels that substantially exceed rates typically incurred. Deposits
could also be negatively affected by clients instead choosing to
seek deposits or securities products offering higher yields, clients
switching to an alternative financial institution which they perceive
to be safer or changes in client spending behavior as a result of
inflation or other economic developments resulting in an increased
need for cash. In any such case, our liquidity position could be
adversely affected, and we might be unable to meet deposit
withdrawals on demand or at their contractual maturity, to repay
borrowings as they mature or to fund new loans, investments and
businesses.