Topgun1976
Guest
Cmq sui 75 la 7,4 è molto interessante,se rimborsa a Marzo 115,l'unico dubbio che ho che l'Ue Blocchi
Obbligazioni perpetue e subordinate Tutto quello che avreste sempre voluto sapere sulle obbligazioni perpetue... - Cap. 1 (3 lettori)
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Cmq sui 75 la 7,4 è molto interessante,se rimborsa a Marzo 115,l'unico dubbio che ho che l'Ue Blocchi
Zorba
Bos 4 Mod
JUNE 10, 2010, 9:38 A.M. ET
UPDATE: Caja Madrid, Bancaja In Merger Talks - Sources
(Adds detail, background.)
By Leire Barrera Of EFE Dow Jones MADRID (EFE Dow Jones)--Caja Madrid, Spain's second-biggest savings bank by assets, is in talks to include peer Bancaja in a tie-up with five other savings banks, in a move that may create the biggest unlisted financial institution in the country, people familiar with the situation said Thursday.
The multiple merger signals that the dramatic consolidation of mutually owned banks is gaining traction after the sector suffered from the collapse of Spain's decade-long housing boom.
If the multiple merger adds Bancaja, from the eastern Spanish region of Valencia, the new group would create a banking giant with EUR340 billion in assets, beating chief rival La Caixa of Barcelona, which has EUR280 billion in assets. It would still be smaller than listed banks Banco Santander SA (STD) and Banco Bilbao Vizcaya Argentaria SA (BBVA).
Some 34 of Spain's 45 existing savings banks, also known in Spanish as cajas, are currently involved in merger talks. The central bank and the government are pressuring these banks to merge fast. Many savings banks grew faster than their listed peers during the country's decade-long construction and real-estate boom, in part because they lent more to local real-estate developers due to their strong ties to regional governments and communities. As the housing bubble started to deflate and the economy stagnated, Spanish banks saw their bad loans rise at unprecedented speed.
Caja Madrid, which is led by former International Monetary Fund Managing Director Rodrigo Rato, hopes to close a merger by mid-September, the people said.
Merger activity within cajas gained speed in recent weeks as international investors' concerns grew over the government's fast-rising debt. Both Caja Madrid and La Caixa are widely seen as leading consolidators due to their greater financial firepower and large market share.
One of the people familiar with the talks said the merger led by the Madrid-based lender would ask for up to EUR3 billion from Spain's bank restructuring fund, also known the FROB, which is financed by the state and managed by the central bank. That amount could rise to EUR4.5 billion if Bancaja joins, this person added.
A Caja Madrid official said the bank will hold a board meeting later Thursday. Bancaja is also holding an extraordinary board meeting later Thursday. Officials from both banks declined to comment further.
Caja Madrid said last month it had begun talks with smaller peers Caja de Avila, Caja Insular de Canarias, Caixa Laietana, Caja Segovia and Caja Rioja to merge some of their operations.
The group would join forces through a so-called virtual merger, which involves the integration of lending, back-office, liquidity and risk management operations, while preserving separate brands and branch networks in their respective home territories.
The people familiar with the talks said there was a risk that some of these cajas could pull out of the project due to political pressures. Many cajas are controlled by regional political bosses who are reluctant to cede control. Indeed, several merger talks have been held back by regional-government interference.
However, the Bank of Spain is exerting pressure on the Valencia-based caja to join a merger quickly, one person said.
If talks progress, a merger would likely be approved next week, one of the people familiar with the talks said. It would then have to be rubber-stamped by a general assembly at a later date.
UPDATE: Caja Madrid, Bancaja In Merger Talks - Sources - WSJ.com
UPDATE: Caja Madrid, Bancaja In Merger Talks - Sources
(Adds detail, background.)
By Leire Barrera Of EFE Dow Jones MADRID (EFE Dow Jones)--Caja Madrid, Spain's second-biggest savings bank by assets, is in talks to include peer Bancaja in a tie-up with five other savings banks, in a move that may create the biggest unlisted financial institution in the country, people familiar with the situation said Thursday.
The multiple merger signals that the dramatic consolidation of mutually owned banks is gaining traction after the sector suffered from the collapse of Spain's decade-long housing boom.
If the multiple merger adds Bancaja, from the eastern Spanish region of Valencia, the new group would create a banking giant with EUR340 billion in assets, beating chief rival La Caixa of Barcelona, which has EUR280 billion in assets. It would still be smaller than listed banks Banco Santander SA (STD) and Banco Bilbao Vizcaya Argentaria SA (BBVA).
Some 34 of Spain's 45 existing savings banks, also known in Spanish as cajas, are currently involved in merger talks. The central bank and the government are pressuring these banks to merge fast. Many savings banks grew faster than their listed peers during the country's decade-long construction and real-estate boom, in part because they lent more to local real-estate developers due to their strong ties to regional governments and communities. As the housing bubble started to deflate and the economy stagnated, Spanish banks saw their bad loans rise at unprecedented speed.
Caja Madrid, which is led by former International Monetary Fund Managing Director Rodrigo Rato, hopes to close a merger by mid-September, the people said.
Merger activity within cajas gained speed in recent weeks as international investors' concerns grew over the government's fast-rising debt. Both Caja Madrid and La Caixa are widely seen as leading consolidators due to their greater financial firepower and large market share.
One of the people familiar with the talks said the merger led by the Madrid-based lender would ask for up to EUR3 billion from Spain's bank restructuring fund, also known the FROB, which is financed by the state and managed by the central bank. That amount could rise to EUR4.5 billion if Bancaja joins, this person added.
A Caja Madrid official said the bank will hold a board meeting later Thursday. Bancaja is also holding an extraordinary board meeting later Thursday. Officials from both banks declined to comment further.
Caja Madrid said last month it had begun talks with smaller peers Caja de Avila, Caja Insular de Canarias, Caixa Laietana, Caja Segovia and Caja Rioja to merge some of their operations.
The group would join forces through a so-called virtual merger, which involves the integration of lending, back-office, liquidity and risk management operations, while preserving separate brands and branch networks in their respective home territories.
The people familiar with the talks said there was a risk that some of these cajas could pull out of the project due to political pressures. Many cajas are controlled by regional political bosses who are reluctant to cede control. Indeed, several merger talks have been held back by regional-government interference.
However, the Bank of Spain is exerting pressure on the Valencia-based caja to join a merger quickly, one person said.
If talks progress, a merger would likely be approved next week, one of the people familiar with the talks said. It would then have to be rubber-stamped by a general assembly at a later date.
UPDATE: Caja Madrid, Bancaja In Merger Talks - Sources - WSJ.com
maxinblack
Forumer storico
E la sindrome da stressposttraumatico dove la metti?
....mi ha fatto comprare 50 titoli, Solo ora sto piano piano rinsavendo cercando di ridurli a almeno 20 di qualita' migliore.
Ho gia' liquidato 100K di ciofegame vario in gain e ho nel mirino
SG 619
Unicredit 243
Intesa 506
Ci voleva tanto a capirlo prima?? A me si, con un mucchio di sbattimento
pero' e' solo cosi' che si impara qualcosa, e non rinnego le cose fatte in passato, anche perche' alla fine i fatti mi hanno dato ragione.
Diciamo che si passa da:
1 prenderle di santa ragione, 2 prenderle, 3 non prenderle, 4 fare un piccolo gain, 5 guadagnare.
Bisogna avere pazienza, controllo delle emozioni, e prendersi anche qualche default
Si puo' sempre passare da 5 a 2, ma nel frattempo ci si rafforza psicologicamente e quoto Top.
Devo dire che almeno con le P nel frattempo si possono prendere le cedole, cose che con l'azionario no
Zorba
Bos 4 Mod
Bancaja, Caja Madrid Confirm Merger Talks
Dow Jones Newswires
MADRID -(Dow Jones)- Spanish savings bank Bancaja Thursday confirmed it's in talks to merge with bigger peer Caja Madrid and five other lenders, in a deal that if successful would create the biggest savings bank in Spain by assets.
The board of Bancaja -- the country's fourth largest savings bank by assets -- will meet later Thursday to discuss the possible tie-up, it said in a regulatory filing. Caja Madrid also confirmed the talks in a separate filing.
A merger between the seven savings banks would create a banking giant with EUR340 billion in assets, surpassing chief rival La Caixa of Barcelona, which has EUR280 billion in assets. It would still be smaller than listed banks Banco Santander SA (STD: 9.75, 0.75, 8.33%) and Banco Bilbao Vizcaya Argentaria SA (BBVA: 9.68, 0.72, 8.04%)
Dow Jones Newswires
MADRID -(Dow Jones)- Spanish savings bank Bancaja Thursday confirmed it's in talks to merge with bigger peer Caja Madrid and five other lenders, in a deal that if successful would create the biggest savings bank in Spain by assets.
The board of Bancaja -- the country's fourth largest savings bank by assets -- will meet later Thursday to discuss the possible tie-up, it said in a regulatory filing. Caja Madrid also confirmed the talks in a separate filing.
A merger between the seven savings banks would create a banking giant with EUR340 billion in assets, surpassing chief rival La Caixa of Barcelona, which has EUR280 billion in assets. It would still be smaller than listed banks Banco Santander SA (STD: 9.75, 0.75, 8.33%) and Banco Bilbao Vizcaya Argentaria SA (BBVA: 9.68, 0.72, 8.04%)
Topgun1976
Guest
E la sindrome da stressposttraumatico dove la metti?
Solo ora sto piano piano rinsavendo cercando di ridurli a almeno 20 di qualita' migliore.
Ho gia' liquidato 100K di ciofegame vario in gain e ho nel mirino
SG 619
Unicredit 243
Intesa 506
Ci voleva tanto a capirlo prima?? A me si, con un mucchio di sbattimento
pero' e' solo cosi' che si impara qualcosa, e non rinnego le cose fatte in passato, anche perche' alla fine i fatti mi hanno dato ragione.
Diciamo che si passa da:
1 prenderle di santa ragione, 2 prenderle, 3 non prenderle, 4 fare un piccolo gain, 5 guadagnare.
Bisogna avere pazienza, controllo delle emozioni, e prendersi anche qualche default
Si puo' sempre passare da 5 a 2, ma nel frattempo ci si rafforza psicologicamente e quoto Top.
Devo dire che almeno con le P nel frattempo si possono prendere le cedole, cose che con l'azionario no
E dici Niente?Le P sono L'asset Class che mi piace d+,nel Bene e nel Male,Ovviamente bisogna capire che come si sale velocemente,si scende altrettanto.
Però avendo il Cuscinetto delle Cedole non ho problemi.Esempio: Se prendo Intesa 663 a 90,e mi và a 70 Amen,Intanto mi godo cedole dell'8% su un'ottima emittente,poi si vedrà..
Sai cosa mi ruga?Non Aver un Ptf di 1milione,ci sarebbe da Godere come dei Ricci
Topgun1976
Guest
Prezzi?Thanks
Cmq x la Teoria di Zorba:Oggi Intesa +5% ,le sue P?Qlc ha prezzi aggiornati?X me non si sono mosse...
Zorba
Bos 4 Mod
Bancaja, Caja Madrid Confirm Merger Talks
Dow Jones Newswires
MADRID -(Dow Jones)- Spanish savings bank Bancaja Thursday confirmed it's in talks to merge with bigger peer Caja Madrid and five other lenders, in a deal that if successful would create the biggest savings bank in Spain by assets.
The board of Bancaja -- the country's fourth largest savings bank by assets -- will meet later Thursday to discuss the possible tie-up, it said in a regulatory filing. Caja Madrid also confirmed the talks in a separate filing.
A merger between the seven savings banks would create a banking giant with EUR340 billion in assets, surpassing chief rival La Caixa of Barcelona, which has EUR280 billion in assets. It would still be smaller than listed banks Banco Santander SA (STD: 9.75, 0.75, 8.33%) and Banco Bilbao Vizcaya Argentaria SA (BBVA: 9.68, 0.72, 8.04%)
*.*.*.*
Certo che se Bancaja si fondesse con Caja Madrid, sarebbe un gran bella botta di
. La XS0205497778 diventerebbe una P cumulativa del 3° gruppo bancario spagnolo...
Zorba
Bos 4 Mod
Mi sa che ti manca solo più la punzecchiata su Baca e poi ti sei tolto tutti i sassolini...
Topgun1976
Guest
Mi sa che ti manca solo più la punzecchiata su Baca e poi ti sei tolto tutti i sassolini...
Te la Risparmio..
L'Innamoramento di Io su Baca non lo Capisco...Tantomeno adesso,se si vuole un Irs si Và su Ing che è Pure Cumulativo.Cmq Stò tornando ad Acquistare Italian Perpetual,x me rimangono le Migliori Prezzo/Rendimento
In Periodi di Bufera meglio stare su roba Nostrana,Facile da Seguire.
- Stato