pier_pat
Mountaineering
la mia richiesta è semplice............vorrei max rendimento con minor rischio.........
Ti accontenti di poco anche tu vero?
Obbligazioni perpetue e subordinate Tutto quello che avreste sempre voluto sapere sulle obbligazioni perpetue... - Cap. 2
- Creatore Discussione caligola2005
- Data di Inizio
- Stato
Ti accontenti di poco anche tu vero?
Tobia
Forumer storico
amorgos34
CHIAGNI & FOTTI SRL
rowing
Forumer attivo
Ti accontenti di poco anche tu vero?
.............un censimento ............ognuno da isin del proprio purosangue
pier_pat
Mountaineering
vedo che prendi profitto
. se posso chiedere: normali prese di beneficio o ti aspetti qualche calo?PS: io sono liquido già da un po'.
fabriziof
Forumer storico
la prima che hai dettovedo che prendi profitto
PS: io sono liquido già da un po'.
solovaloreaggiunto
Forumer storico
vi regalo una chicca...:
* CEO Thierry Martel highlighted that February figures will be very bad for the French life insurance market. Outflows increase from January and lapses are high. He mentioned that the mid term outlook for this product is bleak due to the lack of margin.
* The company intends to reduce exposure to savings business as it is almost impossible to make decent margins.
* Equity stakes in Veolia and Société Générale are up by more than 50% ytd. Target is to reduce exposure to equities by 60% down to 5% of investments. This should include both stakes.
* Groupama has already sold 0.3% of Société Générale that were owned by Gan Eurocourtage, a subsidiary up for sale. There was no other sale in 2011.
* Greek impairment: most of the cost was not transferred to policyholders to avoid outflows. The charge for the group is EUR1.6bn
* Combined ratio in 2011 benefited from 1.5ppt of reserve releases as the company now uses regulatory tables for annuities in non life
* Return on investment is expected at 3.30% for 2012 as they have a lot of cash
* Solvency I was at 101% at the end of 2011 (and 107% inclusive of hybrid debt issued by Gan Eurocourtage). The target is to reach 140% in 2014 through asset sales (Groupama UK, Gan Eurocourtage, Poland) and internal capital generation.
* The sale of Gan Eurocourtage has been postponed as a new consortium as emerged. They hope for a better price. We do not see Allianz as the leading counterparty anymore.
* The company has signed a surplus relief deal that will improve solvency during the next 3 years.
* CEO Thierry Martel highlighted that February figures will be very bad for the French life insurance market. Outflows increase from January and lapses are high. He mentioned that the mid term outlook for this product is bleak due to the lack of margin.
* The company intends to reduce exposure to savings business as it is almost impossible to make decent margins.
* Equity stakes in Veolia and Société Générale are up by more than 50% ytd. Target is to reduce exposure to equities by 60% down to 5% of investments. This should include both stakes.
* Groupama has already sold 0.3% of Société Générale that were owned by Gan Eurocourtage, a subsidiary up for sale. There was no other sale in 2011.
* Greek impairment: most of the cost was not transferred to policyholders to avoid outflows. The charge for the group is EUR1.6bn
* Combined ratio in 2011 benefited from 1.5ppt of reserve releases as the company now uses regulatory tables for annuities in non life
* Return on investment is expected at 3.30% for 2012 as they have a lot of cash
* Solvency I was at 101% at the end of 2011 (and 107% inclusive of hybrid debt issued by Gan Eurocourtage). The target is to reach 140% in 2014 through asset sales (Groupama UK, Gan Eurocourtage, Poland) and internal capital generation.
* The sale of Gan Eurocourtage has been postponed as a new consortium as emerged. They hope for a better price. We do not see Allianz as the leading counterparty anymore.
* The company has signed a surplus relief deal that will improve solvency during the next 3 years.
Ultima modifica di un moderatore:
solovaloreaggiunto
Forumer storico
ovviamente e' commento su GROUPAMA
bia06
Listen other's viewpoint avoid conflicts & wars.
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