Obbligazioni perpetue e subordinate Tutto quello che avreste sempre voluto sapere sulle obbligazioni perpetue... - Cap. 2 (8 lettori)

[russiabond]

Governance: Groupama si riorganizza

Pubblicato da Benoit-Martin 10 Ott, 2011
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L'assicuratore reciproca annuncia cambiamenti nel suo comitato esecutivo.
Due nuove nomine sono state fatte il 1 ° ottobre alle Groupama SA.
Christian Collin, Direttore Generale Finanza e Risk ha ora la responsabilità di gestione dei rischi e controllo interno del Gruppo, di riassicurazione e sterzo, fiscali e contabili del gruppo ha detto in un comunicato disponibile sul sito web dell'assicuratore.
Jean-Louis Charles lascia la mutua assicuratrice ed è stato sostituito da Arthur Chabrol, nominato direttore finanza, investimenti, scienze attuariali. Il suo ruolo comprende finanza, investimenti, scienze attuariali al gruppo e il controllo delle società di asset management.
Il resto del comitato esecutivo rimane invariato.


Groupama gouvernance réorganisation nomination mouvements - Groupama - News Assurances Pro

 

[Rottweiler]

Mi ha sorpreso il passaggio da +400 mln della semestrale (pubblicata a agosto) ai -900 mln a fine anno (pubblicati meno di 2 mesi dopo).

C'è da sperare che sia solo quello.

Cmq è riconfermato che con i bilanci delle banche non sai mai cosa aspettarti.

Invece io mi sono sorpreso per la scelta di tempo. Applicare queste svalutazioni mentre siamo nel mezzo della turbolenza finanziaria lo trovo strano.
Un ottimista forse direbbe che hanno preferito fare pulizia con un clima tempestoso: una macchia di sugo si nota meno su di un tovagliolo sporco.... Un pessimista ....

 

[mavalà]

Le tensioni tra Bawag e la città di Linz non accennano a diminuire:


Swap: Die Folgen einer Zahlungsverweigerung | Nachrichten.at

magari è roba da poco, chissà, ma in austria danno non poco risalto a questa faccenda.

 

[Zorba]

RBI´s statement following today's announcement by Erste Group

• Low sovereign exposure to peripheral countries
• Very low goodwill of EUR 3.5 million for Hungary, no goodwill booked for Romania
• Profit expected for business year 2011

Due to the many questions received from the market as a consequence of today´s announcement by Erste Group, Raiffeisen Bank International AG (RBI) would like to make the following statement:

• RBI´s sovereign exposure in the peripheral countries of the Eurozone has traditionally been at a low level. At the end of June 2011, RBI had no sovereign exposure to Greece and Ireland, a sovereign exposure of less than EUR 10 million to Spain and Portugal together, as well as a sovereign exposure of only EUR 474 million to Italy.
• RBI's CDS portfolio (credit default swaps) was always valued mark-to-market, therefore RBI has no need to adapt its valuation.
• RBI's subsidiary in Hungary was founded as a "greenfield" operation and has been growing organically for more than 20 years. RBI's balance sheet shows a very small goodwill amounting to only EUR 3.5 million for its Hungarian bank, which will be written off this year.
• The subsidiary in Romania was acquired at a very low cost level in 2001. There is no goodwill booked for this unit and consequently, RBI has no necessity to write down any goodwill for its Romanian operations.
• RBI already stated during the past weeks that it expects a need for provisioning of around EUR 100 million due to the new legislation decided by the Hungarian Parliament (based on the assumption that approximately 30 per cent of the volume of all loans in foreign exchange will be repaid making use of the legislation's terms). RBI also expects an additional significant provisioning need because of the difficult market environment in Hungary. More details will be disclosed at the latest on 24 November 2011, the publication date of RBI's third quarter results.
• The changing and deteriorating macroeconomic climate will result in a challenging market environment. RBI posted a consolidated profit (after tax and non-controlling interests) of € 615 million for the first six months of 2011; the bank expects a profit for the business year 2011 as a whole.

* * * * *​

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets.

In total, around 60,000 employees service about 14 million customers through around 3,000 business outlets, the great majority of which are located in CEE.

RBI is a fully-consolidated subsidiary of Raiffeisen Zentralbank Österreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI's shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country's largest banking group, and serves as the head office of the entire RZB Group, including RBI.

For further information please contact Michael Palzer (+43-1-71 707-2828, [email protected]) or Peter Klopf (+43-1-71 707-1930, [email protected])
http://www.rbinternational.com, http://www.rzb.at

 

[Gaudente]

Infatti viene dato esplicito credito dalle societa' di rating e puo' essere cartolarizzato come ha fatto AXA in passato.

Ma tu non sai nulla di queste cose

Cio' che stupisce e' che tu - sapendole - decida egualmente di investire in perpetuals di societa' che cartolarizzano le aspettative di utili futuri.
Immagino che il prossimo passo sara' la cartolarizzazione delle prestazioni orali delle segretarie

 

[fabriziof]

ieri staccava efg 6% XS0234821345.ce la faranno a pagare anche questa volta?

 

[Gaudente]

Groupama targets cleanersInsurance Age

Just beware they don't take you to the cleaners

 

[Topgun1976]

Occhio che la maggior parte di perdite (1400 mln) arriva dalle operative dell'est. Poco impatto dei PIIGS.

• Erste Group will write down its entire Hungary-related goodwill in the amount of EUR 312 million pre-tax (EUR 312 million post-tax). Furthermore, Erste Group will take charges for additional risk provisions totalling EUR 450 million pre-tax (EUR 450 million post-tax). This is due to unprecedented government intervention in the Hungarian banking market, an increase in the target NPL coverage ratio and a deterioration in asset quality. The goodwill impairment does not impact regulatory capital or tangible equity. (1)

• Erste Group will partially write down its Romania-related goodwill by EUR 700 million pre-tax (EUR 627 million post-tax) to reflect the slower than expected economic recovery. This measure does not impact regulatory capital or tangible equity. Following a successful buyout of the SIF minority shareholders – as announced on 14 September 2011 – the remaining goodwill will be supported by a substantially larger share of BCR's cash flow.

• In anticipation of IFRS 9 implementation, Erste Group will align the effective interest rate models used across the group, leading to a cumulative one-off charge against shareholders’ equity of about EUR 210 million, as a result of recognising income over the life of a loan, rather than at the time of payment. This amount will be recouped through the income statement over the life of the loans. The impact on the 1-9 2011 income statement is about EUR 10 million (post-tax).

Chiaro,mi sembra abbiano fatto fin troppo,cmq a me interessa paghino le cedole,poi si vedrà

 

[Topgun1976]

Eccone alcuni di poco fa:

Lodi 512 60-62
Aegon 416 illiquidissima come sempre
SG 583 47-49 incrementato il cip che avevo con un secondo
SG 382 43-45
CL 189 70-71,5
BNP 227 68-69
Aegon 466 69-70
CA 868 53,5-55,5

ciao

Grazie Domani esco da Qlc Dexia e compro Bnp e Sg

 

[Vet]

A vs avviso questo vuol dire che quasi di sicuro le cedole delle cedole tipo erste 741 per quest'anno non saranno corrisposte??? grazie risposta

Non è detto........comunque io le ho girate tutte su soc. gen......costano uguali....ma altra qualità......